General FAQs
16
How much are your fees?
It really depends on the type of loan and the amount. I'd need to get a member of the team to contact you to discuss your requirements first before we can discuss fees. Would you like me to have someone contact you? [IF YES, CONTINUE VIA SCRIPT STEPS]
Where do you operate?
We provide expert financial solutions for residential and commercial clients across the UK. Would you like me to get a member of the team to contact you to discuss your requirements? [IF YES, CONTINUE VIA SCRIPT STEPS]
Can you do video consultations?
[ONLY IF THEY ASK - DON'T PROMOTE OTHERWISE] Yes, if required. Would you like to arrange this now? [IF YES, CONTINUE VIA SCRIPT STEPS]
What are your office hours?
We're open from 9am - 5pm Monday to Friday.
Where are you based?
We’re based in Southampton and operate throughout the UK.
I'm interested in development finance
Property DevelopmentConstructionLand Bridge LoansNon-status Bridge Loans OK, we’d be happy to discuss your requirements and suggest suitable lenders. If I could take your name, email address and telephone number, someone from the team will be in touch a...
What are the interest options?
The rate of interest we charge for your bridge loan is typically charged in one of three ways: Monthly – interest is paid each month and therefore not added to the balance of the loan. Rolled-up – interest is accumulated each month and paid at the end o...
What interest rates are available?
In general, the lower the LTV, the better the interest rates we can offer. To give you our latest rates, I can get a member of the team to contact you. [IF THEY WANT TO BE CONTACTED, CONTINUE VIA SCRIPT STEPS]
How much will a loan cost?
I would need to get a member of the team to contact you to discuss your options and provide you with an accurate quote. Would you be happy for us to contact you? [IF YES, CONTINUE VIA SCRIPT STEPS]
I'm interested in commercial
Commercial Bridging LoansHotel FinanceLimited CompaniesFarming AgricultureLandlordsBuy To Let Bridging LoansBusiness Bridging LoansNew Build Bridging Loans OK, we’d be happy to discuss your requirements and suggest suitable lenders. If I could take you...
Can I read your reviews?
Yes, of course. You can see our 5-star reviews on Google here: https://www.google.com/maps/place/One+Bridging+Loan/@50.9092964,-1.4202143,2765m/data=!3m1!1e3!4m8!3m7!1s0x2ae5a2945d67b4a7:0x95d6c5f40091040d!8m2!3d50.9092964!4d-1.4202143!9m1!1b1!16s%2Fg%2...
Do you offer a free consultation?
Yes, we’d be happy to discuss your requirements and suggest suitable lenders. If I could take your name, email address and telephone number, someone from the team will be in touch asap. [CONTINUE VIA SCRIPT STEPS]
Can you do a credit check before I apply?
Yes, you can get a free credit check ahead of time here - https://www.checkmyfile.partners/5KZFN1B/2CTPL/?source_id=one-commercial
I'm interested in auction finance
OK, we’d be happy to discuss your requirements and suggest suitable lenders. If I could take your name, email address and telephone number, someone from the team will be in touch asap. [CONTINUE VIA SCRIPT STEPS]
I'm interested in residential
RepossessionSecond ChargeHouse PurchaseMortgageInheritance TaxSelf EmployedFirst Time buyersElder CarePensionersProbateAdverse creditThird ChargeSelf-buildOver 70'sRefurbishment OK, we’d be happy to discuss your requirements and suggest suitable lenders...
What is Loan to Value?
The interest rate you will pay for our bridging loan facility will be typically based on the loan to value (LTV). This is the same as taking out a standard mortgage. [PAUSE 10 SECONDS] The LTV rate is calculated by taking the size of the loan you requir...