Most Solicitors advise applicants to take out an ATE (After the Event) insurance policy with a No Win, No Fee agreement.

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This policy covers the legal costs which a Claimant may have to pay to a Defendant if their claim is unsuccessful or the Claimant is ordered to pay their opponents costs by the court. It also covers disbursements which the Claimant may have to pay if unsuccessful such as court fees, medical and expert fees.

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Usually, you will not have to pay the cost of an insurance policy if your claim is not successful. If your claim is successful the policy cost is deducted from your compensation award.